ICBC implies to Insurance Corporation of British Columbia. ICBC lawyers are those who are specialized in ICBC claim with a vast experience of demanding compensation from insurance companies on behalf of their client in accidents and injuries cases.

Moreover, they help you get justice from the injury caused by negligence from another person or party. The ICBC lawyers (ICBC Lawyers Surrey, for example) can surely be your best friend after an accident.

They can provide you with the legal assistance you need for your injury case. However, you must know how to deal with an ICBC adjuster.

How to Deal with an ICBC Adjuster

One of the major mistakes that people make is assuming that an ICBC adjuster works for them. An ICBC adjuster works with you and not for you.

As a result, many do not understand how to deal with an ICBC adjuster. The performance of an ICBC adjuster is evaluated on 2 measures.

First, the adjuster spends on files, and secondly, the amount the adjuster charges per file. The job of an ICBC adjuster, who works for the insurance company, is to finish the case as soon as possible with paying the minimum amount of compensation.

The good-natured, sympathetic, and helpful characteristics of ICBC adjusters can be quite deceiving. Their main goal is to provide a low claim.

This makes it essential to have a proper strategy and understanding of dealing with ICBC professionals. So, follow these simple dos and don’ts to be a good commuter and dealer.

Things that You Should Maintain To Deal an ICBC Lawyer

Be informed

First and foremost, you must gather details about the ICBC adjuster. You should write down the name, address, and personal phone number of the adjuster. This way, you can keep track and accumulate review on the adjuster.

Give information

Along with being informed about the adjuster, you should provide proper and current information about your case. If you are describing your injuries, be detailed and very descriptive. 

Moreover, avoid lying or hiding information to your adjuster—anything you say to your ICBC adjuster they can be used against you. So, if you are confused and unaware of something, say that you do not know.

Be smart and humble

Your ICBC adjuster is a well-reputed professional person. So, you should treat him with proper respect. The person is working with you to process an insurance claim case from the accident. The job requires to be quite cheeky, which is why you should be smart as well.

It would be best if you answered adequately and adequately when you are being interviewed. Understand the questions and try to keep your answers within “Yes” or “No”. 

In addition, you should be very smart not to fall into the trap of answering with something that can cause you trouble.

Things You Should Avoid

Do not be fooled with the friendliness

The adjuster may indulge in small talks with you. The friendliness and sympathetic approach may fool you, but do not give in to the smiley face. You should not let your guard down and say something that you might not have said in a cool head.

Avoid assumptions and absolute words

When asked questions, you should not be guessing anything about the incident. For example, never give exact time, date, distance, and speed information as these things can vary.

Furthermore, you should never use words like “can’t”, “won’t”, “didn’t”, “couldn’t” etc. These words can be misinterpreted and misused at court or in front of lawyers.

Avoid complexity and confusion

When answering queries, you should not speak in conditional or complex sentences. Break down your sentences into several simple ones. Simple sentences ensure that you are not lost and out of track while answering.

Moreover, you should clear out any confusion that may arise from your answers. The adjuster absolutely cannot assume facts or incorrect claims. You should not leave the interview without clarifying your statements and correct data.

Do not lose your calm

An ICBC adjuster will always intend to put the fault over your shoulder. So, when dealing with one, you may come across statements, questions, and twisted facts that deliberately try to blame you.

In situations like this, never lose your cool and do not be rude with the adjuster. You should try to be calm and composed and behave politely. Do not get angry and end up having some heated argument with the adjuster, as it can be used against your claim.

Conclusion

The discussions between you and your adjuster are critical to your case. They can impact your claim significantly. Following the tips on how to deal with an ICBC adjuster is crucial and heavily advised. Carefulness has no limits, and for your own sake, you should be utterly careful.